The freedom of
cash, whenever
you need it

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  Responsible Lending
  We pride ourselves on responsible lending to keep you in control. More...

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  On Target Loans
  You can borrow just the right amount to cover your short term needs. Apply...

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  Customer Satisfaction
  Our Customer Service team will respond to your emails promptly. Contact...

Do I Qualify?

We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.

These are our minimum requirements:

• You must have a valid bank account with a debit card.
• You must receive at least £600/ month of benefit payments or similar income
• You must be at over 18 years of age.
• You must be a resident of the United Kingdom (England, Scotland, Wales or Northern Ireland).
• You must receive your salary directly into your bank account.

You can read more about our process in the Terms and Conditions page.

Short-Term Credit

We don’t want to keep you in debt. That may sound funny coming from any lender, but we provide fast cash advances for a few days or weeks. We’ll only lend you money for up to a month and you are always free to make early repayment with no hidden fees.

Unlike some lenders or credit card providers, we won’t keep rolling your existing balance endlessly or encourage you to make minimum repayments. So please think very carefully before you apply, because we expect you to repay us when you promise to. If you have any doubts over whether you’ll be able to do that comfortably, please don’t apply in the first place.